Knowing the Real Estate Credit and Financing

 

CITIBANK real estate and real estate financing with CITIBANK guarantee, did you already know about these financial products or did you imagine that CITIBANK only granted personal credit? In the market there are several possibilities of real estate financing with wide differentials among them, some good, some reasonable and in some banking institutions, housing loan providers and companies specializing in housing loan, the conditions are sometimes inflexible.

For those who did not already know, CITIBANK has in its line of products and banking and credit services housing, a special loan modality for those who are looking for financing to purchase their own property, both for residential use and to set up a store, a office or commercial property for any purpose. In credit financed to buy property from CITIBANK, conditions are special, interest rates are offered according to the profile of the applicant – the higher the relationship, the better the real estate financing rates.

By accessing citibank.com, you will realize that there is a lot of information, but what matters is real estate credit, locating is easy, the link is right on the main menu. In addition to the offer of financing, the CITI gives numerous tips, simulations, information on the necessary documentation, how to hire, how to use the FGTS and the general conditions after hiring your CITIBANK real estate loan.

 

Types of real estate loans and financing 

 

Types of real estate loans and financing 

 

CitiCrédito Residence : easy credit that counts on personal advice to buy the property. CitiCrédito Veraneio : especially for those who want a villa or on the beach. Land Credit : real estate financing up to 50% of the assessed value for residential lots and lots. Commercial Credit : finances up to 70% of the property for office, shop or a practice, for example. Financing with property guarantee : exclusive for those who want to offer a property as a guarantee for the purchase of a new property, for renovation, construction and investment etc., the interest is low and the time to pay is long.

The “CITIBANK real estate loan” and “secured real estate financing” is debureaucratized, you have the contracting of residential and commercial real estate financing services with a broad line of credit that will perfectly fit your profile, with flexibility and power of negotiation at the time of closing the deal.

 

Buy or Invest

Buy or Invest

 

If you are looking for more space, a better location or simply want to invest your money in a residential property, CITIBANK real estate financing will help you in this process and finance your own home. By contracting CITIBANK as your financial partner, you will obtain pre-analysis and simulation of credit on the same date as you request it. The Bank provides an exclusive center to provide a personalized service, clarifying doubts and making suggestions.

The rates are elaborate and very competitive. Those who wish may include fees such as the ITBI and with Notices in the real estate financing plan, also allows the use of the FGTS provided that the client fits in the rules of use of this resource. The CITIBANK real estate loan is granted from 1 to 30 years, that is, up to 360 months for you to pay off your debit balance allowing the borrower to add up their income with another participant as long as they are related. The release of the resources obeys the maximum commitment of 30% discount of the gross income of both.

 

How to get credit

 

How to get credit

To contract the real estate loan and financing of CITIBANK, the proponent must have a minimum age of 21 years and maximum age stipulated as enabling rule, completion of payment up to 80 years and 6 months of life. It is worth mentioning that the term to finance can reach up to 30 years (360 months).

In order to release the CITIBANK real estate loan, some requirements are made according to the characteristics of each property, such as owning, not being built of wood, not having commercial purposes, so little mixed (residence / business), not being in reform or construction.

No real estate is located in rural areas, only in urban areas and last and most obvious, the client should be free of restrictive impediments, without SPC, Serasa. CITIBANK provides further information and clarification in its Call Center, on 0800 701 2484 or 4004 2484 .

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